Business Checking
Business Interest Checking
Business Analysis Checking
Business Regular Checking
NewFirst has designed a variety of competitive products to choose from – one of them is sure to meet your specific needs and achieve your financial goals. Please visit any of our convenient locations or contact Customer Service for more details, request a Business Banking brochure be mailed to you or to request a detailed banking proposal.
Business Interest Checking
An interest bearing transaction account for certain qualifying businesses with a low to medium volume of account activity.
| Minimum to Open: | $100.00 |
| Maintenance Fee: | $10.00 / monthly |
| Minimum Balance to Avoid Maintenance Fee: | $1,500.00 |
| Balance to Earn Interest: | Daily available balance of $1,500.00 or above |
| Transaction Limitation and Activity Fees: | 100 Items (An item includes all debits, credits, and deposited items) $.25 per item thereafter |
Features and Benefits:
- No charge for Business Check Card
- Free E-Banking
- Free Telebanking
- Free Imaged Statement
- Free NewFirst zipper money bag at account opening
- Competitive rate of interest
- E-Corp Available*
Business Analysis Checking
A non-interest bearing transaction account for businesses with a high volume of account activity.
| Minimum to Open: | $100.00 |
| Maintenance Fee: | $12.00 / monthly |
| Minimum Balance to Avoid Maintenance Fee: | No Service Charge if Earnings Credit exceeds Activity Fees. |
| Transaction Limitation and Activity Fees: | $.35 Deposit/ $.15 Debit/ $.10 Deposited Item & ACH Credits |
Features and Benefits:
- No Maintenance Fee/Activity Fee if Earnings Credit exceeds activity charges.
- Earnings Credit is earned on the average available balance less reserves (10%).
- Interest rate charged on negative available balance is Prime plus 1%. This is not offset by the Earnings Credit.
- No charge for Business Check Card
- Free E-Banking
- Free Telebanking
- Free Imaged Statement
- Free NewFirst zipper money bag at account opening
- E-Corp Available*
Business Regular Checking
A non-interest bearing transaction account for businesses with a low to medium volume of account activity.
| Minimum to Open: | $100.00 |
| Maintenance Fee: | $10.00 / monthly |
| Minimum Balance to Avoid Maintenance Fee: | $2,500.00 |
| Transaction Limitation and Activity Fees: | 200 items (An item includes all debits, credits, and deposited items) $.25 per item thereafter |
Features and Benefits:
- No charge for Business Check Card
- Free E-Banking
- Free Telebanking
- Free Imaged Statement
- Free NewFirst zipper money bag at account opening
- E-Corp Available*
