Personal Checking
Five Star Checking
First Choice Checking
Senior Star Checking
E – Freedom Checking
Freedom Checking
Freedom of choice means more for you! NewFirst has designed a variety of competitive products to choose from – one of them is sure to meet your specific needs and lifestyle. Please visit any of our convenient locations or contact Customer Service for more details or to request a Personal Banking brochure be mailed to you.
Five Star Checking
A personal interest bearing transaction account with unlimited transactions and competitive interest. Also includes First Choice Benefits and Special Relationship Rate on Banner Money Market.
| Minimum to Open: | $100.00 |
| Maintenance Fee: | $12.00 / monthly |
| Maintenance Fee with E-Statement: | $10.00 / monthly |
| Minimum Balance to Avoid Maintenance Fee: | $2,500.00 |
| Balance Required to Earn Interest: | Daily available balance of $1,500.00 or above |
| Transaction Limitation and Activity Fees: | Unlimited transactions |
Features and Benefits:
- $700 Overdraft Privilege*
- No charge for Check Card
- Free E-Banking
- Free Telebanking
- Free Unlimited BillPay
- Free NewFirst wallet-style checks (2 box limit per order)
- No NewFirst ATM Usage Fees
- Reimbursement Other Banks’ ATM Charge (up to $10.00 per month)
- No fee for single signature Travelers Cheques and Official Checks
- 50% Discount on Safe Deposit Box (subject to availability)
- Special Relationship Rate on Banner Money Market
- No Fee for Gift Cards (up to 10 free each year)
- First Choice Benefits include: $10,000 AD&D**, $2500 ID Theft Insurance, Remedy Check Protection, Payment Card Protection, Sojourns Magazine, Savers Club Book, Discount Shopping Service, Coast to Coast Vision, ID Network Safety Service, Personal Property Registry Service, and Bonus Travel
First Choice Checking
A personal non-interest bearing transaction account with unlimited transactions. Also includes financial, security, travel, and other lifestyle benefits.
| Minimum to Open: | $100.00 |
| Maintenance Fee: | $8.00 / monthly |
| Maintenance Fee with E-Statement: | $6.00 / monthly |
| Minimum Balance to Avoid Maintenance Fee: | $2,000.00 |
| Transaction Limitation and Activity Fees: | Unlimited transactions |
Features and Benefits:
- $700 Overdraft Privilege*
- No charge for Check Card
- Free E-Banking
- Free Telebanking
- Free Unlimited BillPay
- Free NewFirst wallet-style checks (2 box limit per order)
- No NewFirst ATM Usage Fees
- No fee for single signature Travelers Cheques and Official Checks
- 50% Discount on Safe Deposit Box (subject to availability)
- First Choice Benefits include: $10,000 AD&D**, $2500 ID Theft Insurance, Remedy Check Protection, Payment Card Protection, Sojourns Magazine, Savers Club Book, Discount Shopping Service, Coast to Coast Vision, ID Network Safety Service, Personal Property Registry Service, and Bonus Travel
Senior Star Checking
A personal non-interest bearing transaction account with no Maintenance Fee and unlimited transactions for customers at least 55 years of age. Also includes special benefits.
| Minimum to Open: | $100.00 |
| Maintenance Fee: | None |
| Minimum Balance to Avoid Maintenance Fee: | No minimum balance required |
| Transaction Limitation and Activity Fees: | Unlimited transactions |
Features and Benefits:
- $700 Overdraft Privilege*
- No charge for Check Card
- Free E-Banking
- Free Telebanking
- First Order of Checks Free
- No fee for single signature Travelers Cheques and Official Checks
- 50% Discount on Safe Deposit Box up to 3 x 10 (subject to availability)
- Unlimited BillPay - $4 monthly
- First Choice Benefits available - $4 monthly
E - Freedom Checking
A personal non-interest bearing transaction account with no Maintenance Fee with an E-Statement and unlimited transactions.
| Minimum to Open: | $100.00 |
| Maintenance Fee: | $10.00 / monthly (None with E-Statement) |
| Minimum Balance to Avoid Maintenance Fee: | No minimum balance required |
| Transaction Limitation and Activity Fees: | Unlimited transactions |
Features and Benefits:
- $700 Overdraft Privilege*
- No charge for Check Card
- Free E-Banking
- Free Telebanking
- First Order of Checks Free
- Free Unlimited BillPay
- No NewFirst ATM Usage Fees
- First Choice Benefits available - $4 monthly
Freedom Checking
A personal non-interest bearing transaction account with no Maintenance Fee and unlimited transactions.
| Minimum to Open: | $100.00 |
| Maintenance Fee: | None |
| Minimum Balance to Avoid Maintenance Fee: | No minimum balance required |
| Transaction Limitation and Activity Fees: | Unlimited transactions |
Features and Benefits:
- $700 Overdraft Privilege*
- No charge for Check Card
- Free E-Banking
- Free Telebanking
- Unlimited BillPay - $4 monthly
- First Choice Benefits available - $4 monthly
*$700 Overdraft Privilege - Transactions that may cause or create overdrafts using your ODP limit: NSF transactions initiated for payment against your checking account may be paid by us using your assigned ODP limit, including our fees, our NSF/OD fee may be imposed for paying, or not paying, overdrafts you create by: checks; in person (teller) withdrawal; ATM withdrawal; or other electronic means. See ODP, Overdraft Privilege Service Policy for more details. ** The Insurance offered is not a deposit, not FDIC insured, not guaranteed by NewFirst National Bank and not insured by any government agency.
